Find the right Medicare plan for your needs and budget.
Compare Medicare Advantage, Supplement, and Part D plans from top national carriers. Our licensed brokers provide free, unbiased guidance.
Compare Medicare Plans
Fill out the form below to get a free, no-obligation Medicare comparison.
Choose your Medicare path
There are two main ways to enhance your Medicare coverage. Explore each to see which fits your doctors, prescriptions, and budget.
Medicare Advantage (Part C)
All-in-one plans that bundle Part A, B, and usually Part D, many with low or $0 monthly premiums plus dental, vision, and wellness benefits.
Explore Medicare AdvantageMedicare Supplement (Medigap)
Policies that fill the gaps in Original Medicare — paying deductibles and coinsurance so you can see any doctor nationwide with predictable costs.
Explore Medicare SupplementMedicare Advantage vs. Medicare Supplement
Not sure which path fits you? Compare the two side by side — then dive into the page that matches your needs.
| Feature | Medicare Advantage | Medicare Supplement |
|---|---|---|
| Monthly premium | Often $0 (you keep paying Part B) | Higher monthly premium, varies by plan letter |
| Doctor network | Uses a network (HMO/PPO); out-of-network costs more | Any doctor nationwide that accepts Medicare |
| Prescription drug coverage | Usually built in (Part D) | Not included — buy a separate Part D plan |
| Out-of-pocket maximum | Yes — yearly cap on your spending | No federal cap, but gaps are largely filled |
| Dental, vision & hearing | Often included as extras | Not covered — add standalone plans |
| Referrals to specialists | Often required (HMO plans) | Never required |
| Best for | Budget-minded, want extras in one plan | Want freedom & predictable costs, travel often |
Why work with an independent broker?
We don't work for an insurance company — we work for you.
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We represent over 30 top carriers, meaning we can show you all your options, not just one company's plans.
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Our services are 100% free. You pay the exact same premium whether you use our help or enroll on your own.
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We're here year after year to review your plan, answer questions, and make sure your coverage keeps up with your needs.
Medicare Cost Calculators
Estimate late enrollment penalties and income-related premium adjustments — free, no login required.
Part D & Part B Penalties
Calculate lifetime monthly penalties for delaying Medicare enrollment past eligibility.
Estimate PenaltiesIRMAA Income Surcharges
See how your income affects Part B and Part D premiums with 2026 IRMAA brackets.
Check IRMAA BracketsKeep reading
Medicare Advantage vs. Medicare Supplement
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Speak with a licensed broker today to find the coverage that fits your doctors, your prescriptions, and your budget.
