Fill the gaps in your coverage.
Hospital indemnity, critical illness, short-term disability, and accident insurance — cash benefits paid directly to you when you need them most.
Get Your Ancillary Quote
Compare hospital indemnity, critical illness, and supplemental plans. Free, no obligation.
Protection for what major medical doesn't cover
Each plan pays cash benefits directly to you — use them for deductibles, copays, living expenses, or anything else.
Hospital Indemnity
Pays a fixed cash benefit for each day you're hospitalized — use it for deductibles, rent, groceries, or anything else. No coordination with your major medical plan.
Critical Illness
Receive a lump-sum cash payment if you're diagnosed with a covered condition like cancer, heart attack, or stroke. Use it however you need to.
Short-Term Disability
Replaces a portion of your income if an injury or illness keeps you out of work — so bills don't pile up while you recover.
Accident Insurance
Cash benefits for accidents — ER visits, fractures, burns, or ambulance rides — that pay you directly regardless of other coverage.
Why add an ancillary plan?
Cash Paid Directly to You
Benefits are paid in cash to you, not the provider. Spend it on deductibles, copays, rent, or whatever you need.
Fills the Gaps
Major medical doesn't cover everything. Ancillary plans cover the out-of-pocket costs that drain your savings.
Affordable Add-Ons
These plans cost just a few dollars a month and pair perfectly with Medicare, ACA, or employer coverage.
Copays and deductibles adding up?
Hospital indemnity plans pay you cash for every day you're hospitalized — money you can use toward those high deductibles and copays. Read our full guide to see how it works.
Read the Hospital Indemnity GuideAverage 3-day hospital stay with a high-deductible plan
$4,500+
An indemnity plan can offset most of that out of pocket.
Don't let a hospital stay drain your savings.
Talk to a licensed broker today to find the right ancillary coverage for your budget and needs. No obligation, no pressure.