Your Medicare Plan May Be Discontinued in 2027.Don't Wait to Find Out.
Insurance carriers are ending certain Medicare Advantage and Part D plans for 2027. If your plan is affected, you have a limited window to find replacement coverage. Our licensed brokers make it easy — and it costs you nothing.
The Annual Election Period ends December 7, 2026. Act now to avoid a gap in coverage.
What Does a Discontinued Plan Mean for You?
When a carrier discontinues a Medicare Advantage or Part D plan, it means that specific plan will not be available in the upcoming year. Here's what you need to know.
Your Plan Is Ending
The carrier has chosen not to renew this plan for 2027. You'll receive a formal notice from your insurer by October 1, 2026.
You Have a Window
You can switch to a new plan during the Annual Election Period (Oct 15 – Dec 7, 2026) or a Special Enrollment Period after.
We Can Help
Our brokers compare 30+ carriers, verify your doctors and prescriptions are covered, and handle the enrollment for you — at no cost.
How It Works
Tell Us About Your Current Plan
Fill out the short form below with your current carrier, plan name, ZIP code, and county. It takes less than 2 minutes.
We Check If Your Plan Is Affected
Our brokers verify whether your plan is being discontinued for 2027 and identify replacement options in your area.
Compare Replacement Plans
We compare plans from 30+ carriers to find one that covers your doctors, prescriptions, and benefits at the best value.
Enroll With Confidence
We handle the enrollment paperwork and follow up to make sure your new coverage starts January 1 — no gaps.
Check If Your Plan Is Affected
Fill out the form below and a licensed broker will contact you within 24 hours to review your options — at no cost and no obligation.
Frequently Asked Questions
What does it mean if my Medicare Advantage plan is discontinued?
When a carrier discontinues a plan, it means the plan will not be offered for the upcoming plan year. You will need to enroll in a new plan during the Annual Election Period (October 15 – December 7) to maintain coverage starting January 1.
Will I lose my Medicare coverage?
No. Your Original Medicare (Part A and Part B) stays in place regardless. Only your Medicare Advantage or Part D plan is affected. You will have the opportunity to choose a new plan that fits your needs.
When do I need to act?
The Annual Election Period runs from October 15 to December 7 each year. If your plan is being discontinued for 2027, you should review your options and enroll in a new plan before December 7, 2026 to avoid any gap in coverage.
Can Health Plus One help me find a replacement plan?
Yes. Our licensed brokers work with 30+ carriers and can compare plans available in your county, check that your doctors and prescriptions are covered, and help you enroll — at no cost to you.
Can I switch to a Medicare Supplement (Medigap) plan instead?
Yes. If your Medicare Advantage plan is being discontinued, you may qualify for guaranteed issue rights to enroll in a Medicare Supplement (Medigap) plan without answering health questions or going through medical underwriting. You typically have 63 days from the date your plan ends to enroll with guaranteed issue.
Consider a Medicare Supplement (Medigap) Plan
If your Medicare Advantage plan is being discontinued, you may have guaranteed issue rights to enroll in a Medigap plan — with no health questions and no medical underwriting.
What guaranteed issue means for you
- No health questions: The insurance company cannot ask about your medical history or require a physical exam.
- No underwriting: You cannot be denied coverage or charged more based on pre-existing conditions.
- No waiting period: Coverage begins immediately for all benefits covered by the Medigap plan.
- Your right is time-limited: You typically have 63 days from the date your plan ends to enroll with guaranteed issue.
Medicare Plan Discontinuation 2027 — What You Need to Know
Each year, Medicare Advantage and Part D prescription drug plans are reviewed by their carriers. Some plans are discontinued — meaning they will not be offered in the upcoming plan year. If you received a notice that your plan is ending for 2027, you have options and a clear window to act.
The Annual Election Period (AEP) runs from October 15 to December 7, 2026. This is your primary opportunity to switch to a new Medicare Advantage plan or Part D plan. If you miss AEP, you may still qualify for a Special Enrollment Period due to the loss of your current coverage.
Health Plus One is an independent insurance agency serving Medicare beneficiaries across 21 states. Our licensed brokers work with 30+ carriers, including UnitedHealthcare, Humana, Aetna, Devoted Health, Florida Blue, and more. We compare plans available in your county, verify your doctors and prescriptions are covered, and handle the enrollment process — all at no cost to you.
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Read the Full Guide
Learn everything about plan discontinuation, enrollment windows, and Medigap guaranteed issue rights.
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