Health Plus One connects individuals, families, and brokers with the best Medicare, ACA, and life insurance plans nationwide. Free consultation, no pressure.
Licensed in 25+ states
25+ top carriers
Free consultation
No pressure, ever
Trusted by families nationwide
Who are you?
We're here to help — wherever you're starting from
Whether you're searching for a plan or building a book of business, Health Plus One has you covered.
Looking for coverage?
Compare Medicare, ACA, and life insurance plans with a licensed agent — free, fast, and no obligation.
Shop plans
Are you a broker?
Partner with Health Plus One to access national carriers, back-office support, and a team invested in your growth.
Join our team
Proudly serving Tampa, Brandon, Riverview, St. Petersburg, Clearwater, Lakeland, and surrounding Florida communities.
25+
Carrier partners
25+
States served
8
Licensed agents
Free
Consultation
Insurance plans
Coverage for every stage of life
We work with 25+ of the nation's top carriers to find a plan that fits your life and your budget.
Medicare
Medicare Advantage, Supplement, and Part D plans from Humana, UnitedHealthcare, Aetna, and more.
65+ & qualifying
ACA / Marketplace
Affordable Care Act plans for individuals and families. We'll help you find subsidies you may qualify for.
All ages
Life Insurance
Term, whole life, and final expense coverage through Transamerica and other leading carriers.
All ages
Dental & Vision
Standalone dental and vision plans that complement your health coverage at an affordable monthly rate.
Supplemental
Final Expense
Whole life policies designed to cover funeral and end-of-life costs, with easy approval and no medical exam.
Seniors
Ancillary Plans
Hospital indemnity, critical illness, short-term disability, and more to fill gaps in your coverage.
Add-on
Reviews
What our clients are saying
Real feedback from people we've helped find the right coverage.
"I was completely lost when it came to Medicare. My agent walked me through every option patiently and we found a plan that saves me $180/month."
MR
Margaret R.
Tampa, FL — Medicare client
"Fast, professional, and genuinely helpful. Got my family covered on a Marketplace plan with subsidies I didn't even know I qualified for."
JT
James T.
Orlando, FL — ACA client
"Called during open enrollment expecting to be on hold forever. Someone picked up right away and had me enrolled in under 30 minutes."
SL
Sandra L.
Brandon, FL — Life insurance client
Ready to find your perfect plan?
Talk to a licensed agent today. Free consultation, no commitment required.
Free, no-obligation
Get your free insurance quote
Tell us a little about yourself and a licensed agent will reach out within one business day.
1
Tell us about you
Share your basic info and what type of coverage you're looking for.
2
We compare plans
Your agent reviews top options from our carrier partners on your behalf.
3
You choose
We present your best options clearly. You decide, with zero pressure.
Our team
Meet your licensed agents
Every agent on our team is licensed, trained, and genuinely committed to finding you the right plan.
DI
Derek Ingraham
Senior Agent
MedicareLife
JF
Jovan Fagan
ACA Specialist
ACAMarketplace
LD
Loudy Dominique
Licensed Agent
MedicareACA
ID
Imelda Dutton
Licensed Agent
LifeFinal Expense
AV
Andres Vicens
Licensed Agent
MedicareDental
SS
Sean Sohl
Medicare Specialist
MedicarePart D
IH
Ivy Halliburton
Licensed Agent
ACALife
CB
Cheryl Brown-Deacon
Senior Agent
MedicareAncillary
Not sure which agent is right for you?
Tell us what you're looking for and we'll match you with the best person on our team.
Independent brokers welcome
Grow your book of business with a full-service FMO behind you.
Access national carriers, competitive contracts, and back-office support — so you can focus on what you do best.
25+
Carrier partners
25+
States served
Free
To get started
24hr
Response time
Why join us
Everything you need to build a successful insurance business
Full carrier access
25+ national and regional carriers across Medicare, ACA, life, dental, and ancillary.
Fast contracting
We handle the paperwork. Most brokers are contracted and writing business within days.
Back-office support
Compliance guidance, carrier communications, and quoting help so you can stay client-focused.
Competitive commissions
We negotiate the best available levels with carrier partners — and we're transparent about it.
A team behind you
Real people who pick up the phone. Product guidance, sales support, and enrollment help.
Grow at your pace
No production minimums. Part-time or full-time, one state or many — we support your goals.
HumanaUnitedHealthcareTransamericaAetnaCignaMutual of OmahaBCBS+ regional carriers
Process
How it works — 4 simple steps
1
Submit your info
Fill out the short form below with your NPN, licensed states, and products of interest. Takes under 2 minutes.
2
We reach out within 24 hours
A team member walks you through our process, answers questions, and confirms your fit.
3
Get contracted with carriers
We handle the contracting paperwork and get you appointed with the carriers that fit your market.
4
Start writing business
Full carrier access, quoting tools, and team support from day one. You're ready to grow.
Testimonials
What our brokers say
"I was contracted with Humana in under a week. The support team actually picks up the phone."
Independent broker, Florida
"Brand new to Medicare when I joined. They walked me through every product and helped me close my first 10 clients."
Medicare broker, joined 2022
"No production quotas. I work part-time around my family and they support me either way."
ACA & life broker, Southeast
Ready to partner with us?
Fill out the form and a member of our team will be in touch within one business day.
No fees to join
No production minimums
Contracts with 25+ carriers
Back-office & sales support included
Get appointed in days, not weeks
Our story
An independent agency built on trust.
Health Plus One was founded with one mission: make insurance simple, transparent, and genuinely helpful for every person we serve.
Because we're independent, we're not tied to any single carrier. That means we compare plans across the nation's top insurers to find what actually fits your life — not what earns us the highest commission.
Based in Tampa, Florida, we serve individuals, families, and licensed brokers across 25+ states.
Our mission
Simplify the complex insurance landscape so every American can make a confident, informed decision about their coverage.
Our approach
Personalized guidance, honest comparisons, and zero pressure. We work for you — not the carriers.
Our promise
Every client gets a dedicated licensed agent, a free consultation, and a side-by-side plan comparison at no cost.
Why we're different
Independent means unbiased.
Most insurance agents are captive — they can only sell plans from one or two carriers. We're independent, which means we can shop the entire market on your behalf.
When you work with Health Plus One, you're getting a true advocate who puts your needs first, every time.
25+
Carrier partners
25+
States served
8
Licensed agents
$0
Cost to you
Have questions about who we are?
We'd love to connect. Reach out to our team anytime.
Resources & Education
The Health Plus One Blog
Plain-language guides to help you understand your insurance options and make better decisions.
Medicare
March 2025
Medicare Advantage vs. Medicare Supplement: What's the difference?
Two very different ways to expand your Medicare coverage. Here's how to decide which is right for you.
Read more
ACA
February 2025
ACA Open Enrollment 2026: Dates, deadlines, and what's changed
Everything you need to know about this year's open enrollment period, including new subsidy rules.
Read more
Life Insurance
January 2025
Term vs. whole life insurance: Which one should you get?
A no-jargon breakdown of the two most popular life insurance options and who each one is best for.
Read more
Medicare
December 2024
How to switch Medicare plans during Annual Enrollment Period
The Annual Enrollment Period runs October 15 – December 7. Here's a step-by-step guide to switching.
Read more
Wellness
November 2024
5 Medicare benefits most people don't know they have
From free preventive screenings to transportation benefits, many Medicare enrollees leave money on the table.
Read more
Brokers
October 2024
How independent brokers can grow their Medicare book in 2026
Strategies for reaching more Medicare-eligible clients and building long-term relationships that generate referrals.
Read more
Stay connected
Upcoming events
Join us in person or online to learn more about your insurance options and connect with our team.
May
8
Medicare 101 — Free Informational Webinar
Not sure where to start with Medicare? Join our licensed agents for a 45-minute walkthrough of your options, enrollment timelines, and how to avoid common mistakes.
6:00 PM EST
Online (Zoom)
Free
May
17
ACA Enrollment Workshop — Tampa
In-person workshop at our Tampa office. Bring your documents and leave enrolled. We'll walk you through every step of the ACA marketplace enrollment process.
10:00 AM – 2:00 PM
Tampa, FL
Free
Jun
3
Broker Onboarding & Orientation — Webinar
Interested in joining Health Plus One as a broker? Attend our monthly orientation to learn about carrier contracts, commission structures, and our onboarding process.
2:00 PM EST
Online (Zoom)
Free — brokers only
Jun
19
Senior Health Fair — Brandon, FL
Stop by our booth at the annual Brandon Senior Health Fair. Get a free consultation, compare Medicare plans, and talk with a licensed agent about your options.
9:00 AM – 4:00 PM
Brandon, FL
Free
We're here to help
Get in touch with us
Have a question? Want to schedule a consultation? Reach out and we'll get back to you within one business day.
