Your Local Insurance Broker in Chicago
Compare Medicare, ACA/Marketplace, Life Insurance, Final Expense, and Ancillary plans with an independent expert who knows the Chicago market. Free, no-obligation consultations.
Meet Darlene Duran — your Chicago agent
Licensed, bilingual, and ready to help you compare plans from 30+ carriers.
Darlene Duran
Licensed Insurance Agent
Passionate Medicare Agent with 10 years of experience in the Insurance industry. I excel in fostering trust and delivering personalized solutions that enhance customer satisfaction. My commitment to compliance and effective communication has consistently resulted in successful outcomes and lasting relationships with clients.
Why work with an independent broker in Chicago?
Insurance isn't one-size-fits-all, and the plans available in Chicago change every year. Working directly with one insurance company means you only see their plans. We show you everything.
- Unbiased AdviceWe represent 30+ top carriers, not just one. Our only goal is finding the right fit for you and your family.
- Local KnowledgeWe know which Chicago doctors, hospitals, and pharmacy networks accept which plans — including providers across Cook County.
- All Products, One AgentFrom Medicare to Life Insurance to ACA, we handle every line of coverage so you never need multiple agents.
- Zero Cost to YouOur services are 100% free. You pay the exact same premium as if you called the carrier directly.
Insurance plans for every stage of life
We work with 30+ of the nation's top carriers to find a plan that fits your life and your budget in Chicago.
Medicare Advantage
All-in-one Part C plans available in Chicago that combine hospital, medical, and often prescription drug coverage — many include dental, vision, hearing, and fitness benefits at $0 premium.
Medicare Supplement (Medigap)
Medigap plans that work alongside Original Medicare to cover deductibles, copays, and coinsurance. See any doctor in Chicago who accepts Medicare — no network restrictions.
Part D Prescription Drug
Standalone prescription drug plans that cover your medications. We compare formularies to find the plan that covers your specific prescriptions at the lowest cost in Cook County.
ACA / Marketplace
Affordable Care Act health insurance plans for individuals and families in Chicago who don't have employer coverage. We help you maximize subsidies and find the right metal tier.
Life Insurance
Term, Whole Life, and Final Expense policies to protect your family's financial future. We offer no-exam options and guaranteed issue policies for Chicago residents of any age.
Final Expense
Whole life policies designed to cover funeral and end-of-life costs in Chicago. Easy approval, no medical exam, and guaranteed acceptance for seniors.
Dental & Vision
Standalone dental and vision plans that complement your health coverage. Affordable monthly rates for Chicago residents — from cleanings to major dental work.
Ancillary Plans
Hospital indemnity, critical illness, short-term disability, and accident coverage to fill the gaps in your primary insurance. Protect your income and savings in Chicago.
How it works in Chicago
Book a Free Consultation
Schedule a 30-minute phone or in-person meeting with a licensed Chicago agent. No pressure, no obligation.
Compare Plans Side by Side
We review your doctors, medications, and budget to find the best plans from 30+ carriers available in Cook County.
Enroll with Confidence
We handle the paperwork and enrollment. You get the right coverage at the right price — and ongoing support year-round.
Chicago Insurance FAQ
What insurance plans does Health Plus One offer in Chicago?
We help Chicago residents compare and enroll in Medicare Advantage, Medicare Supplement (Medigap), Part D prescription drug plans, ACA/Marketplace health insurance, Life Insurance (Term, Whole Life, Final Expense), and Ancillary plans including dental, vision, hospital indemnity, and critical illness coverage.
Does Health Plus One charge fees for insurance consultations in Chicago?
No. Our services are completely free to you. As independent brokers, we are compensated by the insurance companies when we help you enroll. You never pay more for your insurance by working with us.
Can Health Plus One help me compare Medicare plans in Cook County?
Yes. We work with 30+ top carriers and know which Chicago doctors, hospitals, and pharmacy networks accept which plans. We compare Medicare Advantage, Supplement, and Part D options side by side so you can choose with confidence.
When can I enroll in Medicare in Chicago?
Your Initial Enrollment Period begins 3 months before your 65th birthday month and ends 3 months after. The Annual Enrollment Period runs October 15 – December 7 each year. Special Enrollment Periods may apply if you lose coverage or move.
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Ready to review your Chicago insurance options?
Talk to a licensed agent today. No-obligation consultation, no commitment required.